OFFICE/SHOP INSURANCE

You Have Been An Active Participant In The Rapidly Growing Indian Economy. With Your Sheer Hard Work You Have Built This Business That Is Reaping Benefits For You In The Consumption Era. You Work Around The Clock To Keep Ahead Of Competition, Win Business, Handle Staff And Manage Administration.

While You May Love What You Have Created, It Is Important To Ask Yourself One Question: "Have I Ever Thought Of Insuring It Against The Threats That May Impact My Earning?"

Relitrade Insurance Broking Provides A Complete Insurance Package That Has Been Specially For Keeping In Mind The Insurance Needs Of Your Business.

IT INCLUDES

Standard Fire and Special Perils: Covers your property against loss or damage due to
  • Fire
  • Lightning Explosion / Implosion
  • Riot strike and malicious damage
  • Storm, cyclone, typhoon, tempest hurricane, tornado, flood and inundation
  • Impact damage due to rail road vehicle or animal not belonging to insured, Subsidence and landslide including rockslide
  • Aircraft damage
  • Bursting and/or overflowing of water tanks apparatus and pipes
  • Missile testing operations
  • Leakage from automatic sprinkler installations &
  • Bush fire
Also you Can Includes cover like
  • Terrorism cover
  • Expense incurred on debris removal in excess of 1% of claim amount
  • Expense incurred on Architects surveyors and consulting engineers fees in excess of 3% of claim amount
  • Additional expense of rent for an alternative accommodation
  • Loss of rent

You can opt for the following optional add on covers:

Burglary - Covers all contents (covered under Standard Fire & Special perils) against Burglary or Housebreaking (theft following upon an actual forcible and violent entry of or exit from the premises), or Holdup including Robbery
Money in Safe - Covers loss of money (cash, bank notes, currency notes / coins, bank drafts, cheques, postal orders, money orders, treasury notes, current postage and revenue stamps) belonging to the business of the insured whilst securely kept in the insured premises and loss or damage to any safe, strong room or cash box securing money
Money in Transit- Covers loss of money belonging to the business of the insured whilst in transit between the business premises and / or premises of insured's bankers and / or locations or specified
Electronic Equipment - Covers electronic equipment (e.g. computers, printers, fax, UPS) e.t.c., against any unforeseen sudden physical loss or damage unless excluded specifically
Portable equipment - Covers portable equipment e.g. laptops e.t.c., against any loss, destruction or damage by Fire, Riots and strikes, Theft by visible physical forcible and violent means and accidental occurrence unless excluded specifically
Machinery breakdown - Provides cover for unforeseen and sudden physical damage due to electrical or mechanical breakdown e.g. air conditioners, refrigerators, photocopying machines
Plate Glass - Covers loss or damage to the Plate glass completely and securely fixed in the insured premises by accidental means
Neon Sign - Covers loss or damage to the neon / glow sign securely fixed in the insured premises by accidental means including Fire, Riot and strikes
Workmen's Compensation - Covers You for your liability under the Workmen's Compensation Act' 1923 and /or Fatal accidents Act'1855 and / or Common law to pay compensation to employees for bodily injury or death caused due to accidents/occupational diseases arising out of and in course of employment
Personal Accident - Cover death / disability caused to your employees due to sudden, unforeseen, uncontrollable and unexpected physical event caused by external, violent and visible means
Public liability - Protects You against your legal liability in respect of accidental bodily injury to third parties and or accidental loss and /or damage to property belonging to third parties
Baggage - Covers loss, destruction or damage to the accompanied personal baggage of the Insured
Fidelity Guarantee - Insures you against direct financial loss due to fraud or dishonesty of the employee

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