Home INSURANCE

You Worked Harder, Longer And Saved Every Penny To Give Yourself And Your Loved Ones The Security Of A Home. A Home That They Could Call Their Own. It’s Only Understandable That You Should Want To Secure Your Most Important Asset From Any Possible Kind Of Natural Or Man-Made Catastrophe. Relitrade Insurance Broking Realises The Need And Has Provides A Variety Of Home Insurance Products That Cater To Everyone’s Home Insurance Needs. After All, Homes Are Not Built Everyday

Fires, earthquakes, floods, landslides- things that mere boundary walls and barricades cannot hold at bay- have the potential to wipe out entire neighbourhoods. Even if the intensity of such natural disasters is less, a slight tremor or short spell of heavy rain can damage expensive electronic devices and other appliances in your house permanently.
01 Fire & Allied Perils
  • Coverage for building
  • Covers contents of the dwelling belonging to the proposer and his/her family members permanently residing with him/her.
  • Fire, Lightening, Explosion of gas in domestic appliances
  • Bursting and overflowing of water tanks, apparatus or pipes.
  • Damage caused by Aircraft
  • Riot, Strike, Malicious or Terrorist Act
  • Earthquake, Fire and/or Shock, subsidence and Landslide (including Rockslide) damage
  • Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado or Cyclone.
  • Impact damage
02 Breakdown of Domestic appliances
Covers domestic appliances against unforeseen and sudden physical damage due to mechanical or electrical breakdown.
  • Accidental external means
  • Third party personal injury or Third party property damage for Rs.10,000/-
03 Burglary & House Breaking including larceny and theft.
Covers contents of the dwelling against loss due to burglary, house breaking, larceny or theft
04 All Risks (Jewellery & Valuables)
Covers loss or damage to your jewellery and valuables by accident or misfortune whilst kept, worn or carried anywhere in India subject to the value declared in the schedule.
05 Baggage Insurance
Covers loss or damage to insured's accompanied baggage by accident or misfortune whilst the insured is traveling on tour or holiday anywhere in India.
06 Public Liability
Covers Insured's legal liability for bodily injury or loss of or damage to property of third party limited to amount specified in the schedule and workmen's compensation liability to domestic servants engaged in insured's premises.
It is compulsory to opt for Section IB of the policy. A minimum of three sections including Section IB have to be taken for issuance of this policy.

This is a package policy specially designed to meet the insurance requirements of a householder.